It may sound unusual (for an article about wills, etc) but this is a website you should visit: "GetYourS**tTogether.Org". It was started by a young woman, Chanel Reynolds, who's husband was killed by a car while bicycling. While trying to deal with the loss, she discovered how chaotic and disorganized their life actually was, although it didn't seem so. For example, they had taken the time to draft wills but sadly never signed and executed them. She didn't even know if her husband had life insurance.
Many people see prenuptial agreements (prenups) as a poor way to start a marriage because they seem to anticipate its failure. Prenups are also incorrectly viewed as the exclusive province of the rich and famous. But with roughly half of all marriages ending in divorce, getting married without a prenuptial agreement can be a riskier than actually bringing the subject up with your partner.