Round Rock, Texas, Bankruptcy Lawyers

Are you struggling with overwhelming credit card debt? Do you receive daily harassing phone calls from creditors? Is your mailbox flooded weekly with demands to pay, collection notices and late fees? There is a better way.

If you are severely delinquent on one or more credit card bills, bankruptcy may be an option for you. Talk to an attorney at the law firm of Brown, McHam and Associates, to find out more. We can be reached toll free at 866-369-3211 or locally at 512-436-0826.

Credit Card Debt Is Unsecured Debt

Credit card debt is unsecured debt. This means it is not attached to an asset or any type of collateral. On the other hand, secured debt is attached to an asset or collateral. For example, a home loan is attached to your home. Unsecured debts can be forgiven through Chapter 7 and Chapter 13 bankruptcy filing.

Our attorneys can help you understand your options in filing bankruptcy. If you do not qualify for Chapter 7, Chapter 13 becomes your next option.

Put an End to Harassing Phone Calls

When our firm files a bankruptcy petition on your behalf, the bankruptcy court will file an automatic stay. The automatic stay stops all attempts by a creditor to collect on a debt. Creditors and debt collectors will be required to stop harassing phone calls, letters and all attempts to collect a debt. If they do call you or contact you, you can direct them to our firm.

The law firm of Brown, McHam and Associates, can help you obtain debt relief. You can eliminate your overwhelming debt and start anew on your finances. Contact us